CashBean is a product ! of P C Financial Services Private Limited (the ‘Company’). which is a Non-Banking Finance Company (NBFC) registered with the Reserve Bank of India (RBI). CashBean is an app lending platform. CashBean provides instant personal loans. Customers meet their financial needs, do not need to visit a branch or call anyone or make efforts but just need to apply online on our mobile App. It enables our customers to quickly get a loan within minutes without any paperwork & hurdles and lenders approve unsecured loans based on a borrower’s creditworthiness. Unsecured loans are riskier than secured loans for lenders, so they require higher credit scores for approval
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Products Loan Types.
Example:
= ₹10,000 + ₹1,260 + ₹620 + ₹111.6 = ₹11,991.6;
We take 24 hours to 48 hours for the final approval/reject the decision and an additional 1 working day (required for document collection) for loan disbursal.
We look at a host of information relating to your income, income growth, and stability, spending habits, education credentials, etc. Based on your comprehensive profile, we make a decision on your eligibility for the loan amount applied.
All Indian residents, aged between 21 to 56 years old, salaried or self-employed, having a monthly source of income, are eligible for a personal loan with CashBean.
Simply, you can download our application on the Google play store, Then Fill in basic details; upload a KYC document, and Income proof Then We will notify you of your loan sanction decision on a near real-time basis upon the completion of your KYC details. Documents,
Loan default is a serious offence and is highly non-advisable. In such a case, RBI has mandated all banks and NBFCs to report the default to all 4 Indian credit bureaus (CIBIL, Experion, etc.). As a result, you will not be able to avail of a loan from any other bank or NBFCs in the future. In addition, we may prosecute you for default under Section 138 of the Indian Penal Code if deemed necessary.
Please let us know if you are unable to pay back your loan in due time and we will be happy to extend our best support. Typically, we charge a late payment penalty on any delayed loan repayment. The late payment penalty amount depends on your profile, loan amount, and extent of delays.
Yes, the CashBean app is absolutely legal, safe to use, and the best loan app in India.
Don’t worry! Your data is safe with us. All the transactions on CashBean are secured via 256-bit SSL encryption and the data is transferred over secure
Disclaimer: We only give information about applications, Loans, NBFCs, banks, Jobs, and New schemes by reading their official website and analyzing all the things. You will get the loan through CashBean App.